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28360 Quarton Road, Palmyra, IL 62674.
This incredible 1 owner home on 1.62 acres of wooded landscape backs right up to Otter Lake of Macoupin County. Nestled in a rural setting of supreme privacy this fantastic walk-out ranch offers a layout that shines in functionality, pristine care & future potential. Inside, find a bright open floor plan, naturally lit beneath a foyer window & all throughout the main level where hardwood, tall ceilings & loads of big, Pella windows set a scene of pure elegance. Formal living & dining rooms flow seamlessly under striking Marx light fixtures & neutral interior color schemes freshly painted over the last year. An ultra-modern kitchen is filled floor to ceiling w/bright white cabinetry & centered around a massive breakfast bar, w/convenient 1/2 bath nearby. Find high end stainless appliances like a dual wall oven + a SS dishwasher brand new this yr. Contemporary vibes in a master suite include newer countertops & dual vanity while BRs 2&3 share a modern Jack & Jill style bath leaving all 3BR's w/ensuite bathrooms. A walkout LL offers endless possibility for hobbies & future finish, PLUS a full, spacious bathroom is easily accessed from the backyard. Major updates & perks include a 2023 new roof, Geothermal system new this yr, water heater new 2020 PLUS reverse osmosis, gas generator hookup, whole home filtration & central vac systems. Stunning water views, scenic surroundings & short commutes to Springfield & Carlinville create this homestead in Palmyra that's truly 1 of a kind!
MLS ID: CA1042497
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28360 Quarton Road, Palmyra, IL 62674.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $499,900 | $499,900 | $499,900 |
| Down Payment | $99,980 | $17,497 | $124,975 |
| Monthly Mortgage Amount | $2,334 | $2,943 | $3,039 |
| Taxes | $696 | $696 | $696 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $220 | $0 |
| Monthly Estimated Total | $3,176 | $4,005 | $3,881 |